Discover online loans in Sri Lanka

  • Bank Account
    Bank Account

    You must have an active bank account.

  • Minimum Age
    Minimum Age

    You must be at least 20 years old.

  • Government ID
    Government ID

    You must possess a government-issued identity card (NIC).

  • Mobile Number
    Mobile Number

    You must have a mobile phone number.

Benefits of Choosing Online Loans at Top-Offers-Sri Lanka

Always Available

Look at offers and apply anytime from your home.

Fast Processing

Do everything online in minutes, and get approved within hours.

Minimal Paperwork

Just need basic documents: ID, address, bank details, and proof of employment.

No Physical Visits

No need to go to lenders or bank branches; everything is done online.

Low Interest Rates

Enjoy lower interest rates than traditional banks.

Flexible Terms

Pick the loan amount and repayment terms that suit you best.

Need A Personal Loan?

Loan Repayment Options

Convenient Ways to Repay Your Loan

Online Banking

Repay your loan using an online bank transfer from any bank.

Bank Branches

Fill in the bank cash deposit slip with the necessary information and hand it over to the teller along with your money to make repayments.

Mobile Application

You can repay the loan through a mobile application or in your personal account on the lender's website.

Get Affordable Online Loans in Sri Lanka

Looking for an easy and affordable way to secure a loan in Sri Lanka? Visit top-offers-srilanka.com. We offer a variety of online loans to help you with education, home buying, business expansion, healthcare costs, and vehicle purchases. Our loans have a simple and fast application process, allowing you to start your journey to financial stability today. Apply now!

Why Choose Us for Your Loan Needs?

Education Loans

 

Invest in your future with our education loans. Whether you’re aiming to finance your studies or acquire new skills, our loans are designed to support your goals and increase your earning potential.

 

Home Loans

 

Make your dream of homeownership a reality. Our home loans are affordable and straightforward, helping you purchase property or invest in real estate with ease.

 

Business Loans

 

Fuel your entrepreneurial spirit with our business loans. Get the capital you need to expand your existing business or start a new one, driving economic growth in Sri Lanka.

 

Healthcare Loans

 

Cover your medical expenses without financial strain. Our healthcare loans ensure you and your loved ones can access quality healthcare when you need it most.

 

Vehicle Loans

 

Enhance your mobility with our vehicle loans. Buy a car or other means of transportation with competitive rates and flexible terms, improving your quality of life.

Compare Lenders Easily

When you compare lenders on our site, you’ll find:

  • Maximum first loan amounts
  • Minimum and maximum loan amounts
  • Repayment deadlines
  • Borrower age restrictions
  • Maximum annual interest rates
  • Loan repayment examples

Borrow Responsibly

  • Understand loan terms
  • Borrow only what you can repay
  • Shorter repayment periods are cheaper
  • Compare interest rates
  • Know if the rate is fixed or variable
  • Read the fine print
  • Budget for repayments

Penalty and Renewal Policy

Late payments may incur penalty interest and affect future loan opportunities. Timely repayments improve your credit score and future loan terms.

Annual Percentage Rate (APR)

The APR represents the total cost of the loan as a percentage, excluding non-fulfillment costs.

  • Maximum APR: 16%
  • Loan term: 62 days to 12 months
  • Example: Loan of RS 50,000 for 6 months, monthly payment RS 8,948, total amount RS 53,688, APR 15%

Important Information

Top-Offers-Sri Lanka does not issue loans or act as a lender. We provide free information on lender terms and details. Peer-to-peer lenders listed on our site are licensed to offer consumer credit services.

Explore Your Loan Options Today

Quickly find the perfect loan to meet your needs.